Virginia Employers: Save on Payroll Taxes With $0 Cost Benefits
Save $1119+ per employee per year in FICA taxes with comprehensive preventive care benefits — built for Virginia’s federal contractors, tech firms, and growing employer base.
Why Virginia Employers Are Choosing Preventive Care Benefits
Virginia's economy is uniquely shaped by its proximity to Washington, D.C. Northern Virginia is home to one of the largest concentrations of technology companies and federal contractors in the country, while Hampton Roads, Richmond, and other regions support a diverse mix of manufacturing, healthcare, financial services, and defense. Across all sectors, the competition for skilled workers is intense — and benefits are a key differentiator.
The Preventive Care Benefits Program gives Virginia employers a competitive edge: telemedicine, 1,000+ preventive prescriptions, $150,000 in life insurance and AD&D coverage, mental health support, and more — all at $0 out-of-pocket cost. Employees see no change to their take-home pay, while employers save on every payroll cycle through reduced FICA obligations.
For federal contractors and subcontractors, offering robust benefits can also strengthen your ability to attract and retain cleared personnel and meet contract requirements. The program works alongside your existing benefits and payroll setup with no disruption.
Federal FICA Savings
Save $$1119–$$1186 per W2 employee per year in federal FICA taxes. A 80-person company saves over $89,000 annually — directly improving your bottom line.
Virginia SUI Advantages
Virginia's State Unemployment Insurance applies to taxable wages. The program's pre-tax structure can reduce your SUI-taxable payroll, adding state-level savings on top of your federal FICA reductions.
$0 Employer Cost
No premiums, no contributions, no out-of-pocket expenses. The program is fully funded through pre-tax payroll restructuring and pays for itself through tax savings from day one.
Comprehensive Benefits
Employees receive telemedicine, 1,000+ preventive prescriptions, $150K life insurance, AD&D coverage, mental health counseling, dental and vision discounts, and more. Implementation takes just 2-3 weeks.
How It Works for Virginia Employers
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It covers full-time W2 employees earning $26,000 or more annually — which includes the vast majority of Virginia's workforce across technology, federal contracting, defense, healthcare, financial services, and professional services.
A pre-tax payroll deduction reduces each employee's taxable income, lowering both employer and employee FICA obligations. Employees are then reimbursed post-tax for the full deduction amount, so their take-home pay stays exactly the same. For Virginia's federal contractors and tech firms competing for cleared and specialized talent, these benefits can be the differentiator that tips a candidate's decision.
Our team handles all plan documentation, compliance, enrollment, and ongoing administration. There's no disruption to your existing payroll or benefits setup, and you can be up and running in as little as 2-3 weeks.
Ready to Save on Employer Taxes?
Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.