Blog

Expert insights on preventive care benefits, FICA tax savings, compliance, and employee benefits strategy.

What is a SIMRP (Self Insured Medical Reimbursement Program)?

A comprehensive guide to Self Insured Medical Reimbursement Programs — how they work, their legal foundation, and why they save employers money.

Section 125 Preventive Care Plans Explained for Employers

Understanding how Section 125 cafeteria plans enable tax-free preventive care benefits for employees while generating FICA savings for employers.

How Small Businesses Can Save $1,000+ Per Employee on FICA Taxes

A detailed breakdown of how the Preventive Care Benefits Program generates over $1,000 per employee per year in FICA tax savings for employers.

How to Offer Life Insurance to Employees with No Out-of-Pocket Expenses

Learn how employers can provide $150,000 in life insurance to employees with no out-of-pocket expenses through the Preventive Care Benefits Program.

Preventive Care Benefits vs Traditional Health Insurance: Complete Comparison

A side-by-side comparison of SIMRP-based preventive care programs versus traditional group health insurance on cost, coverage, and compliance.

ACA-Compliant Wellness Programs: What Employers Need to Know in 2026

Navigate ACA wellness program compliance requirements and learn how participatory wellness programs like the PCBP meet federal guidelines.

Employee Benefits That Cost Nothing: The SIMRP Approach

Discover how Self Insured Medical Reimbursement Programs provide comprehensive employee benefits with $0 out-of-pocket expenses to employers.

Understanding IRS Memorandum 202323006 and Compliant Benefit Structures

An analysis of IRS CCA 202323006 and what it means for employers using SIMRP-based benefit structures.

Ready to Save on Employer Taxes?

Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.