Pennsylvania Employers: Save on Payroll Taxes with Preventive Care Benefits
Reduce your federal FICA obligations and simplify your payroll tax burden — saving $1119+ per employee per year at $0 cost, on top of Pennsylvania's SUI and local earned income taxes.
Why Pennsylvania Employers Are Choosing Preventive Care Benefits
Pennsylvania employers face a uniquely complex payroll tax environment. Beyond federal FICA and state SUI, the commonwealth's system of local earned income taxes — with hundreds of separate taxing jurisdictions — adds layers of administrative burden and cost to every payroll cycle.
The Preventive Care Benefits Program offers Pennsylvania employers a straightforward way to reduce their federal FICA obligations through a fully compliant Self Insured Medical Reimbursement Program (SIMRP). Employees receive comprehensive preventive care benefits — including telemedicine, 1,000+ prescriptions, $150K life insurance, and mental health support — while employers save on every payroll cycle.
Federal FICA Savings
Save $$1119–$$1186 per employee per year in federal FICA taxes through pre-tax SIMRP deductions that reduce your taxable payroll.
State Payroll Tax Advantages
Pennsylvania's SUI and local earned income taxes add to employer payroll costs. Pre-tax SIMRP deductions reduce taxable wages, potentially lowering obligations across multiple tax jurisdictions.
$0 Cost Implementation
No premiums, no setup fees, no out-of-pocket expenses. The program pays for itself through tax savings from day one — welcome simplicity in Pennsylvania's complex tax landscape.
Comprehensive Benefits Package
Employees receive 1,000+ preventive prescriptions, telemedicine, mental health counseling, $150K life insurance, and more — helping you attract and retain workers across Pennsylvania's manufacturing, healthcare, and service sectors.
How It Works for Pennsylvania Employers
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It's designed for W2 employees earning $26,000 or more annually — covering workers across Pennsylvania's key industries including manufacturing, healthcare, logistics, education, and professional services.
Implementation takes just 2-3 weeks. Our team handles all plan documentation, compliance filings, and employee enrollment. The program works alongside your existing payroll provider and any health insurance plans you already offer.
Employees see no change to their take-home pay while gaining access to comprehensive preventive care benefits. Your company saves on every payroll cycle through reduced federal FICA obligations.
Ready to Save on Employer Taxes?
Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.