North Carolina Employers: Cut Payroll Taxes With $0 Cost Benefits
Save $1119+ per employee per year in FICA taxes with comprehensive preventive care benefits — designed for North Carolina’s growing tech, financial services, and manufacturing sectors.
Why North Carolina Employers Are Choosing Preventive Care Benefits
North Carolina's economy has transformed over the past decade. The Research Triangle is a magnet for tech talent, Charlotte has become the second-largest banking center in the U.S., and the state's manufacturing sector continues to modernize with advanced manufacturing and biotech. But this growth has made the labor market fiercely competitive — and benefits are often the deciding factor for candidates choosing between employers.
The Preventive Care Benefits Program gives North Carolina employers a meaningful benefits package without the cost: telemedicine, 1,000+ preventive prescriptions, $150,000 in life insurance and AD&D coverage, mental health support, and more. Employees see no reduction in take-home pay, while employers generate savings on every payroll cycle through reduced FICA obligations.
Whether you're a tech startup in Raleigh-Durham, a financial services firm in Charlotte, or a manufacturer in the Piedmont Triad, the program scales to fit your workforce and integrates seamlessly with your existing payroll setup.
Federal FICA Savings
Save $$1119–$$1186 per W2 employee per year in federal FICA taxes. A 75-person company saves over $83,000 annually — directly improving your bottom line.
North Carolina SUI Reduction
North Carolina's State Unemployment Insurance is calculated on taxable wages. The program's pre-tax structure can reduce your SUI-taxable payroll, adding state-level savings on top of federal FICA reductions.
$0 Employer Cost
No premiums, no contributions, no out-of-pocket expenses. The program is fully funded through pre-tax payroll restructuring and pays for itself through tax savings from day one.
Comprehensive Benefits
Employees receive telemedicine, 1,000+ preventive prescriptions, $150K life insurance, AD&D coverage, mental health counseling, dental and vision discounts, and more. Implementation takes just 2-3 weeks.
How It Works for North Carolina Employers
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It covers full-time W2 employees earning $26,000 or more annually — which includes the vast majority of North Carolina's workforce across technology, financial services, manufacturing, healthcare, and professional services.
A pre-tax payroll deduction reduces each employee's taxable income, lowering both employer and employee FICA obligations. Employees are then reimbursed post-tax for the full deduction amount, so their take-home pay stays exactly the same. Meanwhile, they gain access to comprehensive preventive care benefits that help you compete for talent against larger employers with bigger benefits budgets.
Our team handles all plan documentation, compliance, enrollment, and ongoing administration. There's no disruption to your existing payroll or benefits setup, and you can be up and running in as little as 2-3 weeks.
Ready to Save on Employer Taxes?
Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.