Georgia Employers: Reduce Payroll Taxes While Offering Better Benefits
Save $1119+ per employee per year in FICA taxes with a $0 cost preventive care benefits program — built for Georgia’s fast-growing employer base.
Why Georgia Employers Are Choosing Preventive Care Benefits
Georgia's economy is booming — from Atlanta's logistics corridors and tech startups to the state's growing manufacturing and healthcare sectors. But with growth comes competition for workers, and employers who can't offer meaningful benefits are losing out to those who can. Traditional group health insurance can cost $15,000–$22,000 per employee annually, putting it out of reach for many small and mid-sized Georgia businesses.
The Preventive Care Benefits Program gives Georgia employers a powerful alternative: telemedicine, 1,000+ preventive prescriptions, $150,000 in life insurance and AD&D coverage, mental health support, and more — all at $0 out-of-pocket cost. Employees see no change to their take-home pay, while employers save on every payroll cycle through reduced FICA obligations.
Georgia employers also pay State Unemployment Insurance (SUI) on wages, and the program's pre-tax structure can help reduce your overall payroll tax burden. For businesses operating across metro Atlanta, Savannah, Augusta, and beyond, this is a scalable benefits solution that works for any size team.
Federal FICA Savings
Save $$1119–$$1186 per W2 employee per year in federal FICA taxes. A 100-person company saves over $110,000 annually — money that goes straight to your bottom line.
Georgia SUI Advantages
Georgia's State Unemployment Insurance applies to wages, and the program's pre-tax deduction structure can reduce your SUI-taxable payroll — compounding your savings beyond federal FICA alone.
$0 Employer Cost
No premiums, no contributions, no out-of-pocket expenses. The program is fully funded through pre-tax payroll restructuring and pays for itself through tax savings from day one.
Comprehensive Benefits
Employees receive telemedicine, 1,000+ preventive prescriptions, $150K life insurance, AD&D coverage, mental health counseling, dental and vision discounts, and more. Implementation takes just 2-3 weeks.
How It Works for Georgia Employers
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It covers full-time W2 employees earning $26,000 or more annually — which includes the vast majority of Georgia's workforce across logistics, professional services, healthcare, manufacturing, and more.
A pre-tax payroll deduction reduces each employee's taxable income, lowering both employer and employee FICA obligations. Employees are then reimbursed post-tax for the full deduction amount, so their take-home pay stays exactly the same. Meanwhile, they gain access to comprehensive preventive care benefits that most Georgia employers simply can't afford through traditional insurance.
Our team handles all plan documentation, compliance, enrollment, and ongoing administration. There's no disruption to your existing payroll or benefits setup, and you can be up and running in as little as 2-3 weeks.
Ready to Save on Employer Taxes?
Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.