Florida Employers: Save on Payroll Taxes with Preventive Care Benefits
With no state income tax, FICA is your primary payroll tax burden. Save $1119+ per employee per year while offering comprehensive benefits at $0 cost to your business.
Why Florida Employers Are Choosing Preventive Care Benefits
Florida's economy runs on hospitality, healthcare, construction, and tourism — industries with large hourly workforces where traditional group health insurance is often prohibitively expensive. With no state income tax, the 7.65% federal FICA rate is the dominant payroll tax expense for every W2 employee.
The Preventive Care Benefits Program gives Florida employers a direct way to reduce that FICA obligation while offering employees meaningful benefits. Workers receive comprehensive preventive care — including telemedicine, 1,000+ prescriptions, $150K life insurance, and mental health support — at no cost to either the employer or the employee's take-home pay.
Federal FICA Savings
Save $$1119–$$1186 per employee per year in federal FICA taxes. With no state income tax, FICA savings deliver the highest-impact payroll tax reduction for Florida employers.
Built for Service Workforces
Florida's hospitality, healthcare, and construction industries have large hourly workforces that rarely receive benefits. This program changes that equation — at $0 cost to the employer.
$0 Cost Implementation
No premiums, no setup fees, no out-of-pocket expenses. The program pays for itself through tax savings from day one — ideal for margin-conscious Florida businesses.
Comprehensive Benefits Package
Employees receive 1,000+ preventive prescriptions, telemedicine, mental health counseling, $150K life insurance, and more — helping you attract and retain workers in Florida's competitive labor market.
How It Works for Florida Employers
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It's designed for W2 employees earning $26,000 or more annually — covering workers across Florida's key industries including hospitality, healthcare, construction, tourism, and professional services.
Implementation takes just 2-3 weeks. Our team handles all plan documentation, compliance filings, and employee enrollment. The program works alongside your existing payroll provider and any health insurance plans you already offer.
Employees see no change to their take-home pay while gaining access to comprehensive preventive care benefits. Your company saves on every payroll cycle through reduced federal FICA obligations.
Ready to Save on Employer Taxes?
Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.