Employee Benefits Built for Trucking & Logistics
Retain CDL drivers, support their health on the road, and save $1119+ per driver per year in FICA taxes — all at $0 cost to your fleet.
Why Trucking & Logistics Companies Need a Better Benefits Strategy
The trucking industry is facing a driver shortage that shows no signs of easing. With CDL training costing $7,000–$10,000 per driver and average annual turnover exceeding 90% at large carriers, every driver you retain saves your operation thousands in recruiting, training, and lost revenue from empty seats. Benefits are one of the most effective levers you have — and most fleets aren't using it to its full potential.
The Preventive Care Benefits Program is designed for W2 drivers and logistics staff — not owner-operators or 1099 contractors. Your drivers get telemedicine they can use from the cab, 1,000+ preventive prescriptions, $150K life insurance and AD&D coverage that's especially valued in a high-risk profession, and mental health support for the isolation and stress that come with life on the road. Your company pays $0 out of pocket while generating meaningful FICA tax savings on every payroll cycle.
Retain CDL Drivers
With 80,000+ open driver positions and $8,000+ to replace each one, retention is the most valuable investment a fleet can make. A competitive benefits package gives drivers a reason to stay when recruiters come calling.
FICA Savings Per Driver
Generate $$1119–$$1186 in annual FICA tax savings per W2 driver. A 100-truck fleet saves over $110,000 per year — money that goes directly back into your operation.
Telemedicine on the Road
Drivers can't visit a doctor's office when they're 500 miles from home. Unlimited telemedicine gives your drivers 24/7 access to physicians from their phone — reducing missed loads, unnecessary urgent care visits, and time off the road.
$150K Life & AD&D Coverage
Trucking is one of the most dangerous occupations in America. $150,000 in life insurance and accidental death & dismemberment coverage provides real peace of mind for drivers and their families — and it's included at no cost.
How It Works for Trucking & Logistics
The Preventive Care Benefits Program is a Self Insured Medical Reimbursement Program (SIMRP) structured under IRC §105(b), §125, and ACA guidelines. It's designed for W2 employees earning $26,000 or more annually — which covers the vast majority of CDL drivers, dispatchers, dock workers, and operations staff. Note: the program applies to W2 employees only, not owner-operators or 1099 independent contractors.
Implementation takes just 2-3 weeks. Our team handles all plan documentation, compliance filings, and employee enrollment. You don't need to change payroll providers or health insurance plans — the program works alongside your existing setup and can be rolled out across terminals, distribution centers, and satellite offices.
Drivers see no change to their take-home pay while gaining access to comprehensive preventive care benefits they can use anywhere in the country. Your fleet saves on every payroll cycle through reduced FICA obligations — whether you have 25 drivers or 2,500.
Ready to Save on Employer Taxes?
Schedule a complimentary discovery call to see how much your business can save with the Preventive Care Benefits Program.